Valorega transforms Credit Management into a proactive, data-driven, and policy-compliant function that supports growth while protecting cash flow. Our offshore credit management teams, combined with robust risk assessment frameworks and advanced technology, help you approve credit faster, monitor risk more effectively, and maintain healthy customer relationships — driving better working capital performance and revenue confidence.
Business Challenges We Solve
- Manual, delayed credit assessments
- Inconsistent credit scoring and approvals
- Disconnected data across credit, sales, and accounts receivable
- High bad debt write-offs and disputes
- Slow approvals delaying orders and shipments
- Limited visibility on customer credit exposure
- Poor monitoring of credit limit breaches
- Compliance challenges with credit policies
Key Steps We Cover in Credit Management
1
Credit Application
Collect standardized, complete credit application data
2
Credit Assessment
Evaluate customer financials, industry risk, and payment histories
3
Credit Approval
Route through documented workflows and approval hierarchies
4
Credit Limit Setup
Set up and adjust credit limits according to policy
5
Credit Monitoring
Track exposures in real time with breach alerts
6
Credit Policy Compliance
Ensure adherence to corporate risk frameworks
7
Credit Reviews
Reassess limits periodically based on updated data
8
Reporting & Analytics
Provide clear views of credit exposure, risk trends, and portfolio performance
Our Proven Engagement Process
1
Discovery & Assessment
Analyze your current credit processes, policies, and exposure
2
Solution Design & Onboarding
Define scoring models, workflows, and transition frameworks
3
Implementation & Optimization
Deploy Valorega’s offshore credit teams with transparent KPIs
4
Reporting & Governance
Provide dashboards, portfolio reviews, and risk monitoring
Who We Serve
- Small and medium-sized businesses
- Fast-scaling startups with credit-heavy sales models
- Private equity–backed growth companies
- Mid-market and enterprise AR and finance teams
Why Choose Valorega
- Proven expertise in B2B credit operations
- Data-enabled, policy-compliant frameworks
- Seamless ERP and CRM integrations
- Consistent, transparent approval processes
- Robust monitoring and credit review structures
- Significant improvements to DSO and bad debt reduction
- Secure, scalable offshore teams
- Founder-led oversight for quality assurance
FAQs
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Which credit scoring tools do you use?
We support Experian, Dun & Bradstreet, Equifax, and other data sources.
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Can you integrate with our ERP or CRM?
Yes — we regularly integrate with SAP, Oracle, Salesforce, and more.
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How fast can credit operations transition?
Typically 4–6 weeks, depending on volumes and system integrations.
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Do you handle periodic credit reviews?
Absolutely — we schedule and perform credit reviews as part of the program.
